Ditch Debt with Our Low Interest Smart Loans! 💸
📉 Lower interest
🌱 Healthier habits
💸 $2K-50K loans
Pay off your credit card debt and learn how to stay debt-free.
Break Free from Credit Card Debt with Smarter Loans
Start a new life with no debt and a brighter future. It takes just 21 days to establish new habits—let’s make those days count! 🌱💪
Our rates start
from 6.57%*
Loan terms available: 1 to 5 years
❌ No application fees
❌ No annual fees
❌ No establishment fees
❌ No any other crap fees
other lenders come up with
✅ Additional repayments
📊 Free budgeting help
🧠 Free habit-building support
✅ Free AI’s roast 😈
Debt Consolidation You'll Love 🫶
The loan you can close quick with features designed to make your financial life easier
Low Rates, No Hidden Fees
📉 Enjoy our competitive rates that help you save more
Same-Day Approval
⏱️ Get approved quickly so you can tackle your debt without delay
Expense Analysis
🔍 Receive a detailed financial analysis to identify and cut unnecessary expenses
Smart Spending Notifications
🚨 Get alerts when your spending habits trigger, helping you stay on track and avoid unnecessary purchases
Help with Budgeting
📊 Access personalised budgeting support to manage your finances effectively
Bonus: Our grumpy AI is here to remind you — don’t let it get in your way by spending on unnecessary things! 🤖🙅♂️
How It Works
Create an Account
Sign up and set up your SpendShift account. 📲
Connect Your Financial Accounts
Link your bank and credit card accounts for a complete financial picture. 🔗
Provide Your ID and Last 2 Pay Slips
Upload your identification and recent pay slips for verification. 🆔📄
Decision in a Few Hours
Get a quick decision on your loan application and start your path to debt freedom. ⏳
Financial Wellness Hub: Level Up Your Money Game 🎯
Want to stay out of debt for good? Check out our Financial Wellness Hub. It’s packed with tools, tips, and workshops to help you stay on track and keep growing your savings—after you’ve paid off that loan.
What's Included in Your Moneta Loan
When you choose Moneta, you’re getting a whole toolkit to help you crush debt and build better habits—oh, and a loan, of course! 😉
📊
Financial Support
With your loan, you’ll get our AI-powered insights to help you manage your money wisely and keep track of your spending. No financial advice—just smart tech to guide your budgeting.
🛍️
Spending Rehab
We don’t just lend money; we help you rehabilitate your spending habits. With tips, reminders, and our grumpy AI, we’ll support you in breaking those bad habits and forming healthier ones.
🤝
Community
You’re not alone on this journey. Join our community of Moneta Minds who are also working towards financial freedom. Share experiences, swap tips, and get support from others who understand your goals.
The Last Loan You'll Ever Need 💸
Lower rates, healthier habits, and a brighter financial future. Pay off your credit card debt and learn how to stay debt-free.